You may be eligible to save money on your health insurance premium and lower your monthly bill.

What is a Premium Tax Credit?

It’s a type of financial assistance from the government that can help you save on your monthly premium payment. The tax credit, if you’re eligible, will go towards reducing your monthly premium. Your premium payment is what you pay each month for your monthly bill.

Do You Qualify?

Your eligibility is based on household size and estimated income along with other factors.

The amount of premium tax credit you may be eligible for is based on how your household income compares to Federal Poverty Levels. Federal Poverty Level (FPL) is the minimum income a family requires for basic needs like food or shelter. The government decides these FPL levels. You can check the levels on the Department of Health and Human Services website. The FPL range may change based on the state you live in.

Calculate Your Savings

Thanks to the American Rescue Plan, more people than ever before are now able to save. Even if you've checked your eligibility in previous years, look again now. See what savings you may be eligible for

 And if you're already saving as an Ambetter member, you may be able to save more. Log in to your member portal

Understanding Premium Tax Credits

Watch how premium tax credits may help you save money on health insurance premiums. View the Video.


What is a subsidy? A subsidy is financial assistance provided by the federal government that helps lower what you pay for health insurance each month (your premium). The size of your family, where you live, and your income are the three things that determine your subsidy.  See if you qualify: Enroll.Ambetterhealth.com